TRAVEL GUARD DIRECT
Travel Alerts
Please be advised that the military conflict between Russia and Ukraine may impact travel insurance coverages and benefits, and AIG’s ability to provide certain travel-related assistance services, for travel to, from or within the affected areas.
Now with benefits that include coverage for COVID-19
As you look forward to travelling again, we recognise that travelling has taken on a new norm. That’s why we have enhanced our market-leading travel insurance coverage, Travel Guard Direct, with new benefits.
Subject to policy terms and conditions, this coverage comes packed with travel benefits, such as overseas medical expenses and emergency medical evacuation, pre-trip cancellation, loss of personal belongings, baggage delay and more. In addition, get access to AIG’s wholly owned 24/7 global assistance network for your emergency travel and medical assistance whilst abroad. All of these benefits will help to ensure you have greater peace of mind with AIG’s world-class travel protection.
Preferred rates for pre-departure PCR tests
As a Travel Guard Direct customer, you will also enjoy preferred rates for pre-departure PCR tests in Singapore.
(click here to find out more)
As PCR test requirements are mandated by the authorities in each country, we advise all travellers to check the PCR requirements for their intended destination(s) prior to taking any pre-departure tests.
New Benefits: COVID-19 Coverage
COVID-19 Coverage
Overseas medical expenses & emergency medical evacuation |
Up to S$250,000 for overseas medical costs and evacuation incurred if you test positive for COVID-19 during your trip. |
Cancellation of your trip |
Up to S$7,500 for trip cancellation occurring within 30 days before your departure date as a result of you or your immediate family member testing positive for COVID-19. |
Alteration of your trip |
Up to S$1,500 for trip postponement occurring within 30 days before your departure date as a result of you or your immediate family member testing positive for COVID-19. |
Early return home |
Up to S$7,500 if you or your immediate family member are diagnosed with COVID-19 while travelling and need to return to Singapore earlier than planned. |
Out-of-country COVID-19 diagnosis quarantine allowance |
Up to S$100 per day per person for up to 14 consecutive days, if you test positive for COVID-19, and placed into mandatory quarantine outside Singapore. |
Key Benefits
Overseas medical expenses & emergency medical evacuation |
Up to S$2,500,000 for overseas medical expenses and unlimited evacuation expenses in case of medical emergency. |
Loss of personal belongings |
Up to S$10,000 reimbursement if you lose your personal belongings. |
Pre-trip cancellation |
Up to S$15,000 for transportation and accommodation expenses, visa and excursion cost for trip cancellation under the covered events. |
Baggage delay |
Up to S$1,600 if your baggage is delayed for collection at your destination airport. |
Option for cruise vacation benefits |
Coverage for cancellations or interruptions to your cruise holiday due to covered conditions. Only applicable for selected plans. |
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC websites (www.AIG.sg or www.gia.org.sg or www.sdic.org.sg).
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