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The GST rate will increase to 9% on 1 January 2024. Visit this page for more information.

SAPPHIRE ENHANCED CHOICES

Get a quick quote:

I am years old, , with child(ren), working as a/an

My spouse is years old, working as a/an

If your occupation is not in the list, or you are not between 16 to 65 years old, please contact us here.

Despite our efforts in removing stagnant water to prevent mosquito breeding, dengue can still bite us when we least expect it. In the event you are diagnosed with dengue, we want you to be able to focus on your recovery which is why our Personal Accident Insurance provides comprehensive coverage to meet your needs.

Pays a daily income for each day that you are hospitalised, for up to one year.

Receive up to $10,000 reimbursement for any out-of-pocket expenses due to hospitalisation for dengue.

If you and your spouse are insured, each of your children receives free coverage of up to 25% of your insured limit. 

 

Why purchase personal accident insurance?

Personal accident insurance pays you either a lump sum or reimbursements for out-of-pocket expenses in case of injury, disability or death resulting from an accident anywhere in the world.

Unlike medical insurance, the premiums are fixed, and you do not need to undergo any medical examination before the policy is incepted. Premiums are based on your occupation and desired level of cover and add-ons.

Key Benefits of Sapphire Enhanced Choices

Hassle-free enrollment

Get immediate coverage through our easy application process, without the need for a medical examination.

Free coverage for your little ones

If you and your spouse are both insured under a single Sapphire Enhanced Choices policy, your children will enjoy free coverage of up to 25% of selected benefits.

Coverage for bites and food poisoning

Receive up to S$250 per day while you are hospitalised, and up to S$10,000 reimbursement for in and outpatient medical treatment for animal and insect bites, including dengue fever, and food poisoning.

Temporary disability benefit

In the event you sustain an injury resulting in Temporary Total Disablement, we will provide up to S$400 or 75% of your weekly income each week.

 

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC websites (www.AIG.sg or www.gia.org.sg or www.sdic.org.sg).