Homes Essential
Note: 1 Household Contents refer to your interior decorations, fixtures and fittings installed and not provided by HDB or your condominium’s developer. Your furniture, furnishings, clothing and personal effects belonging to you or your Immediate Family or Domestic Worker permanently residing with you are covered. However, cash and currency notes are excluded from cover. 2 Building refers to your residence and fixtures and fittings provided by HDB or your condominium’s developer, based on current standards and specifications as defined by HDB or MCST. The common areas, fixtures and fittings added by you or the previous owner of the building, interior decorations, household furniture and fittings are excluded. The sum insured for building is dependent on the flat type and will vary from S$19,500 per annum for a one-room flat to S$100,000 per annum for an executive apartment. Details are specified in the policy terms and conditions.
Current Promotion
Source: 3 Singapore Civil Defence Force, Emergency Medical Services, Fire & Enforcement Statistics 2023. 4 Singapore Police Force, Annual Crime Brief 2023.
No one can foresee incidents like fires and theft. If these happened in your home, how prepared are you really?
In the case of fires, your HDB fire or MCST insurance likely only covers the cost of restoring your home’s structural integrity, not the contents. Have you also considered that if a fire spreads from your home to your neighbours’ homes, you could be liable for damages or injuries, too?
Get the protection you need with Homes Essential today. It’s just one of those things every home needs.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC websites (www.AIG.sg or www.gia.org.sg or www.sdic.org.sg).
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