Get comprehensive medical care anywhere in the world
Ensure that you and your family have access to quality medical care, no matter where life takes you. PROHealth offers comprehensive health insurance with worldwide coverage that includes hospitalisation, outpatient treatment, maternity coverage and dental treatment. Easily access your claims and coverage online through a secure members only portal and dedicated mobile app.
Key benefits
Choice of medical coverage | Find a plan that best meets your needs, with choices ranging from basic inpatient coverage to comprehensive coverage of up to S$3.8 million per year. |
Worldwide protection | Choose to be treated at any hospital or clinic worldwide. You can also exclude North America from your coverage to reduce your premium. |
Flexible deductibles and co-payments | Decide on the premium you are comfortable with by adjusting your deductible or outpatient co-insurance amounts, or both. |
Option for dental and maternity benefits | Add dental cover to any plan. Selected plans also offer maternity benefits. |
Members' portal and mobile app | Look for the nearest doctor, track and submit claims, and check your account and coverage – all through our members' portal and mobile app. |
24/7 emergency assistance | Get emergency travel and medical assistance, including evacuation, from AIG Travel, our wholly owned travel assistance company. |
What is covered
All PROHealth plans include:
- Coverage for post-hospitalisation outpatient treatment.
- Coverage for expenses incurred due to pregnancy complications.
- Medical Second Opinion services for any diagnosed condition*.
- 24/7 emergency medical and travel assistance, evacuation and repatriation.
- Dedicated members’ portal and mobile app for online access to your PROHealth plan details and services.
- Option to add dental cover to any plan.
*Applicable for selected PROHealth Plans, subject to terms and conditions
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC web-sites (www.AIG.sg or www.gia.org.sg or www.sdic.org.sg)
Benefits | Inpatient only plans | Inpatient and outpatient plans | |||
Prestige A | Prestige BComprehensive inpatient cover. | Prestige Plus ABasic inpatient and outpatient coverage. | Prestige Plus BComprehensie inpatient and outpatient coverage | Prestige Plus CComprehensive inpatient and outpatient coverage with maternity cover | |
Overall maximum policy limit | S$300,000 per policy year | S$3,800,000 per policy year | S$300,000 per policy year | S$3,800,000 per policy year | S$3,800,000 per policy year |
Area of coverage | Worldwide | Worldwide or option to exclude North America and the Caribbean | Worldwide | Worldwide or option to exclude North America and the Caribbean | Worldwide or option to exclude North America and the Caribbean |
Choice of deductibles and co-insurance | Nil to S$6,000 deductible | Nil to S$6,000 deductible | Nil to S$6,000 deductible and/or up to 20% co-insurance per policy year | Nil to S$6,000 deductible and/or up to 20% co-insurance per policy year | Nil to S$6,000 deductible and/or up to 20% co-insurance per policy year |
Benefits | Inpatient only plans | Inpatient and outpatient plans | |||
Prestige A | Prestige BComprehensive inpatient cover. | Prestige Plus ABasic inpatient and outpatient coverage. | Prestige Plus BComprehensie inpatient and outpatient coverage | Prestige Plus CComprehensive inpatient and outpatient coverage with maternity cover | |
Outpatient coverage | - | - | S$6,000 per policy year | Full coverage | Full coverage |
Hospital room | S$350 per day | Full coverage | S$350 per day | Full coverage | Full coverage |
Surgeon’s fees | S$25,000 per policy year | Full coverage | S$25,000 per policy year | Full coverage | Full coverage |
Post- | - | Up to 28 weeks per policy year | - | Up to 28 weeks per policy year | Up to 28 weeks per policy year |
Maternity benefit | - | - | - | - | S$12,500 per pregnancy |
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