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PROHealth

We wish to inform you that we will temporarily cease accepting new PROHealth policies (both Individual and Group) with effect from Thursday, 1 August 2019. 

Get comprehensive medical care anywhere in the world

Ensure that you and your family have access to quality medical care, no matter where life takes you. PROHealth offers comprehensive health insurance with worldwide coverage that includes hospitalisation, outpatient treatment, maternity coverage and dental treatment. Easily access your claims and coverage online through a secure members only portal and dedicated mobile app.

Key benefits

Choice of medical coverage

Find a plan that best meets your needs, with choices ranging from basic inpatient coverage to comprehensive coverage of up to S$3.8 million per year.

Worldwide protection

Choose to be treated at any hospital or clinic worldwide. You can also exclude North America from your coverage to reduce your premium.

Flexible deductibles and co-payments

Decide on the premium you are comfortable with by adjusting your deductible or outpatient co-insurance amounts, or both.

Option for dental and maternity benefits

Add dental cover to any plan. Selected plans also offer maternity benefits.

Members' portal and mobile app

Look for the nearest doctor, track and submit claims, and check your account and coverage – all through our members' portal and mobile app.

24/7 emergency assistance

Get emergency travel and medical assistance, including evacuation, from AIG Travel, our wholly owned travel assistance company.

What is covered

All PROHealth plans include:

  • Coverage for post-hospitalisation outpatient treatment.
  • Coverage for expenses incurred due to pregnancy complications.
  • Medical Second Opinion services for any diagnosed condition*.
  • 24/7 emergency medical and travel assistance, evacuation and repatriation.
  • Dedicated members’ portal and mobile app for online access to your PROHealth plan details and services.
  • Option to add dental cover to any plan.
     

*Applicable for selected PROHealth Plans, subject to terms and conditions.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC web-sites (www.AIG.sg or www.gia.org.sg or www.sdic.org.sg)

Benefits

Inpatient only plans

Inpatient and outpatient plans

 

Prestige A

Prestige B

Prestige
Plus A

Prestige
Plus B

Prestige
Plus C

Overall maximum policy limit

S$300,000 per policy year            

S$3,800,000 per policy year

S$300,000 per policy year

S$3,800,000 per policy year

S$3,800,000 per policy year

Area of coverage

Worldwide

Worldwide or option to exclude North America and the Caribbean

Worldwide

Worldwide or option to exclude North America and the Caribbean

Worldwide or option to exclude North America and the Caribbean

Choice of deductibles and co-insurance

Nil to S$6,000 deductible  

Nil to S$6,000 deductible

Nil to S$6,000 deductible and/or up to 20% co-insurance per policy year

Nil to S$6,000 deductible and/or up to 20% co-insurance per policy year

Nil to S$6,000 deductible and/or up to 20% co-insurance per policy year

Benefits

Inpatient only plans

Inpatient and outpatient plans

 

Prestige A

Prestige B

Prestige
Plus A

Prestige
Plus B

Prestige
Plus C

Outpatient coverage

-

-

S$6,000 per policy year

Full coverage

Full coverage

Hospital room

S$350 per day

Full coverage

S$350 per day

Full coverage

Full coverage

Surgeon’s fees

S$25,000 per policy year

Full coverage

S$25,000 per policy year

Full coverage

Full coverage

Post-
hospitalisation private nursing

-

Up to 28 weeks per policy year

-

Up to 28 weeks per policy year

Up to 28 weeks per policy year

Maternity benefit

-

-

-

-

S$12,500 per pregnancy

Learn More About PROHealth Insurance Offerings

 

Support

Call us

Enquiries: 6419 3000

Enquire online

Send an enquiry

Claims

Make a claim

Members' portal

Log in for claims, coverage and services.

myHenner mobile app

Access your plan details and services on the go.

 

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