PROHealth - Insurance from AIG in Singapore

PROHealth

^{International health insurance}

Apply Now

Get comprehensive medical care anywhere in the world

Ensure that you and your family have access to quality medical care, no matter where life takes you. PROHealth offers comprehensive health insurance with worldwide coverage that includes hospitalisation, outpatient treatment, maternity coverage and dental treatment. Easily access your claims and coverage online through a secure members only portal and dedicated mobile app.

Key benefits

Choice of medical coverage	Find a plan that best meets your needs, with choices ranging from basic inpatient coverage to comprehensive coverage of up to S$3.8 million per year.
Worldwide protection	Choose to be treated at any hospital or clinic worldwide. You can also exclude North America from your coverage to reduce your premium.
Flexible deductibles and co-payments	Decide on the premium you are comfortable with by adjusting your deductible or outpatient co-insurance amounts, or both.
Option for dental and maternity benefits	Add dental cover to any plan. Selected plans also offer maternity benefits.
Members' portal and mobile app	Look for the nearest doctor, track and submit claims, and check your account and coverage – all through our members' portal and mobile app.
24/7 emergency assistance	Get emergency travel and medical assistance, including evacuation, from AIG Travel, our wholly owned travel assistance company.

What is covered

All PROHealth plans include:

Coverage for post-hospitalisation outpatient treatment.
Coverage for expenses incurred due to pregnancy complications.
Medical Second Opinion services for any diagnosed condition*.
24/7 emergency medical and travel assistance, evacuation and repatriation.
Dedicated members’ portal and mobile app for online access to your PROHealth plan details and services.
Option to add dental cover to any plan.

^{*Applicable for selected PROHealth Plans, subject to terms and conditions.}

Expand All Collapse All

Summary of benefits

Benefits	Inpatient only plans		Inpatient and outpatient plans
	Prestige A	Prestige B	Prestige Plus A	Prestige Plus B	Prestige Plus C
Overall maximum policy limit	S$300,000 per policy year	S$3,800,000 per policy year	S$300,000 per policy year	S$3,800,000 per policy year	S$3,800,000 per policy year
Area of coverage	Worldwide	Worldwide or option to exclude North America and the Caribbean	Worldwide	Worldwide or option to exclude North America and the Caribbean	Worldwide or option to exclude North America and the Caribbean
Choice of deductibles and co-insurance	Nil to S$6,000 deductible	Nil to S$6,000 deductible	Nil to S$6,000 deductible and/or up to 20% co-insurance per policy year	Nil to S$6,000 deductible and/or up to 20% co-insurance per policy year	Nil to S$6,000 deductible and/or up to 20% co-insurance per policy year

Medical benefits summary

Benefits	Inpatient only plans		Inpatient and outpatient plans
	Prestige A	Prestige B	Prestige Plus A	Prestige Plus B	Prestige Plus C
Outpatient coverage	-	-	S$6,000 per policy year	Full coverage	Full coverage
Hospital room	S$350 per day	Full coverage	S$350 per day	Full coverage	Full coverage
Surgeon’s fees	S$25,000 per policy year	Full coverage	S$25,000 per policy year	Full coverage	Full coverage
Post- hospitalisation private nursing	-	Up to 28 weeks per policy year	-	Up to 28 weeks per policy year	Up to 28 weeks per policy year
Maternity benefit	-	-	-	-	S$12,500 per pregnancy

Learn More About PROHealth Insurance Offerings

Product information

Application forms

Questionnaires

Other forms

Before you buy

Expand All Collapse All

Who it is for

You need to be:

Residing in Singapore, and
A Singapore citizen, Permanent Resident, or pass holder (e.g. Employment Pass, Long-Term Visit Pass, Student Pass, etc.).

The main applicant must be between 18 and 65 years old to buy this plan. This plan is renewable up to age 80.

Family plan

You can add your:

Spouse aged between 18 and 65 years old.
Unmarried children below age 18, or up to 23 years (if enrolled as a full-time student).
Newborn child 15 days after birth, upon request. Your newborn will enjoy free cover for the remainder of the policy year if the mother is insured under a plan with maternity benefit.

Note: Children can be added only if a parent or a legal guardian is insured under the policy.

Buy this plan

To buy the PROHealth plan, please complete the following documents and send them to aig.commercial@henner.com.

Submission via Agent or Broker

Health/Medical Declaration - Individual Application Form
Individual Know Your Client Form
Benefit Overview and Product Summary

Direct Submission

Health/Medical Declaration - Individual Application Form
Benefit Overview and Product Summary

Support

Call us

Enquiries: 6419 3000

Enquire online

Send an enquiry

Claims

Make a claim

Members' portal

myHenner mobile app

Access your plan details and services on the go.

FAQs

Read the FAQs