Specialty Contractors And Renovators Scheme (SCARS) is a tailor-made package policy that aims to provide comprehensive Work Injury Compensation Act (WICA) and Public Liability cover to general renovation / specialty contractors.

An employer may be legally liable to provide compensation to his workers and their dependents for personal injury/death by accident arising out of and during the course of employment. The Work Injury Compensation Act (WICA) covers the employer for such liabilities.

The Workmen Injury Compensation cover in your policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. (www.aig.sg) or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg).

Yard Entry Scheme (Y.E.S) is a tailor-made solution catered to shipyard contractors that meets most shipyard insurance requirements and obligations. Each Y.E.S policy includes a Work Injury Compensation Act (WICA) insurance and Public Liability insurance that is tailored for shipyard contractors.