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Work Injury Compensation Act

Protect employers from claims under WICA


Premium Work Injury Compensation Act (WICA) Insurance and Employer’s Liability (EL) product that provides policyholders with superior protection for their employees.

Medical Rehabiliation

A proven method to manage serious accidents and promotes early return to work.

Responsive Partner

With 24-hour report line to allow early intervention of accident


Health and Safety Management Support 

A pro-active approach in identifying hazards in the worksite and implementing methods to manage these risks.

Who is it for?

High-hazard risk industries such as shipyard, offshore, scaffolding, diving, airline to low-hazard office risk

What is covered?

The Work Injury Compensation policy covers the employer for such liabilities in respect of specified workers and is compulsory as per Section 23 of the Work Injury Compensation Act (Cap. 354) in Singapore.

Enhanced medical expenses of S$50,000 per employee, per accident (statutory requirement is S$30,000).

This Policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC websites ( or or