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Commercial AutoPlus

Authorised workshops for quality accident repairs


Commercial AutoPlus offers comprehensive coverage for your commercial vehicle, with assurance of quality repairs at our selection of special authorised workshops. Choose from AIG's panel of quality workshops conveniently located throughout Singapore, and enjoy peace of mind knowing that any accident repairs are guaranteed for 6 months. If your vehicle is less than 3 years old from the date of registration, you can also have it repaired at the sole agent’s workshop to protect your manufacturer’s warranty.

If the unexpected happens, our efficient claims service ensures that you will be back on the road as soon as possible, with minimal disruption to your business.


Quality accident repairs - guaranteed

With AIG's panel of authorised workshops, you can be assured that your accident repairs are handled by qualified specialists. What's more, all repairs, replacement parts and workmanship from these workshops are backed by a 6-month warranty.

Unlimited windscreen cover

We will pay the cost of replacing your vehicle's windscreen or windows if there is breakage, subject to the applicable excess. Claims under this cover will not affect your No Claim Discount, and your windscreen cover will be automatically reinstated at no additional premium.

Manufacturer's warranty protection

If your vehicle is less than 3 years old, you may send it for accident repairs at the sole agent's workshop with the assurance of genuine parts. This means you will be able to maintain your manufacturer's warranty and the performance of your vehicle.

Get a Replacement Vehicle for up to 10 Days

To ensure that your business and operations are not disrupted, we will provide you with a courtesy commercial vehicle of up to 1.5 tonnage, to use for up to 10 days during the repair period certified by our authorised surveyor. This coverage is not applicable to bus. 

Comprehensive liability cover

In the event of an accident, Commercial AutoPlus gives you protection against legal liability, including third-party liability for death or bodily injuries, third-party property damage, as well as liability to your passengers.

Save more with a fleet policy

If you have 10 or more vehicles, including company-owned vehicles, you can save time and money, and enjoy even wider coverage by insuring them under an AIG fleet policy. To find out more, call us or talk to your agent or broker.


Owners of commercial vehicles who want the assurance of quality accident repairs at the sole agent’s workshop during the first 3 years of the vehicle’s warranty period or at AIG’s authorised workshops.



Maximum limit

Accident repairs at authorised workshops

  • Vehicle can be repaired at AIG's panel of authorised workshops
  • Vehicle below 3 years old may be repaired at sole agent's workshop

Windscreen replacement cover

Unlimited windscreen replacement
(S$109 excess (including GST), applies for each claim)

Cover for third-party property damage

Up to S$500,000

Cover for third-party liability due to death or bodily injuries


Cover for liability to your passengers


Cover for third-party liability due to negligence of your passengers


Cover for loss or damage
Caused by an intentional act by a party during a strike, riot or lockout

 Up to the market value of your vehicle

Protection for vehicle lock and keys

  • Replacement of vehicle lock and keys if your vehicle key or lock is damaged in a break-in, robbery or theft
  • Cost of engaging a locksmith or towing service if you accidentally lock your key in the vehicle

(excess of S$54.50 (including GST), applies)

Get a Replacement Vehicle for up to 10 Days

We will provide a courtesy commercial vehicle while yours is being repaired. This coverage is not applicable to bus 

Replacement vehicle up to 1.5 tonnage

Use for up to 10 days 

Important Notice

A Young and/or Inexperienced Driver Excess ("YIDR") of S$3,270 (including GST), in addition to the Policy Excess, applies to You or any Authorised Driver (named and unnamed) who is below the age of 23 (in case of All Age Condition policies) and/or has less than 2 years’ driving experience. The YIDR Excess is not applicable to Named Driver policies.

Excess waiver for in-car camera

You can enjoy a waiver of up to S$1,000 on your accident repair excess if you have an in-car camera installed in your vehicle.

To file a claim, call our 24-hour Auto Assist hotline at 6338 6200 or visit the claims page.

Commercial AutoPlan - Full coverage with your choice of workshops

Buy This Plan

To buy this plan, you can:

This Policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC websites ( or or