AIG's Wearnes Auto Protector (Renault) is designed with one goal in mind – to give you peace of mind, knowing that you'll be well taken care of if you ever get into a road accident. From ensuring that your car receives the best repair service at the dealer's workshop, to providing a courtesy car so your daily schedule won't be affected, Wearnes Auto Protector (Renault) goes above and beyond regular car insurance plans.
Key benefits
Key benefits
Repair at Wearnes Automotive
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Don't compromise your car's manufacturer's warranty or settle for unofficial repairs. Our insurance allows you to repair your car at Wearnes Automotive workshops, ensuring that it receives quality repairs and uses genuine parts. |
Claim a brand new car |
If your car is damaged beyond economical repair within the first three years of purchase, we will pay for a brand new car of the same make and model.* |
Get a courtesy car while your car is being repaired |
We will provide you with a courtesy car to use for the entire repair period certified by our authorised surveyor.* |
Up to S$100,000 personal accident coverage
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Enjoy one of the highest personal accident benefits in the market, with up to S$100,000 payable if you get into an accident as a driver in any car – not just your own. |
Protect your No Claim Discount (NCD) from natural disasters
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Having your car damaged due to flood or other natural disasters does not make you a reckless driver. That's why we will not reduce your NCD for claims due to flood and other natural disasters. |
Coverage for your car key
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We will cover up to S$2,000 for the cost of replacing your car’s lock and key in the event of theft, robbery or break-in. Or, if you accidentally locked your key in the car, we will also cover the cost of engaging a locksmith and towing services. Excess of S$54 (including GST), applies. |
Excess Waiver of up to S$1,000 with an in-car camera footage |
Share your in-car camera accident video footage with us. Help us to fight fraudulent claims, and get rewarded with up to S$1,080 (including GST) in excess waivers.* |
*Terms and conditions apply. Please refer to your policy for details.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC websites (www.AIG.sg or www.gia.org.sg or www.sdic.org.sg)
