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AIG Domestic Helper Insurance

√   Compliant with Ministry of Manpower’s (MOM) enhanced medical insurance requirements

√   Easy! Buy now for immediate cover

√   Customise your coverage to suit your needs

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AIG Domestic Helper Insurance provides comprehensive coverage against the unexpected. With worldwide cover for medical bills, cover for part-time worker costs during recovery and more, get the confidence you need in safeguarding your helper. After all, being here for you means being here for everyone you care for.

Read more to find out about AIG Domestic Helper Insurance*.

*Enhanced to meet the MOM's requirements

Key Benefits

Worldwide personal accident cover

 Your domestic helper will be covered for up to S$100,000 in the event of an accident anywhere in the world.

Hospitalisation and surgery cover

 Your domestic helper will be covered for at least S$60,000 in the event of hospitalisation due to an accident or illness. 

Post-hospitalisation expenses

 We will cover up to S$100 in expenses incurred by your maid within 60 days after hospitalisation due to injury or illness.

Accident medical reimbursement

We will reimburse up to S$2,000 in medical expenses incurred by your domestic helper at a general practitioner clinic or a polyclinic for outpatient treatment obtained due to injury.

Employer's contents

 We will cover up to S$30,000 for loss or damage to your contents within the confines of your residence.

(Optional) Dread diseases cover

 Add on optional coverage for major cancers, coronary artery bypass surgery, heart attack, kidney failure, stroke, and major organ or bone marrow transplants.

What is covered?

Benefits

Classic

Superior

Elite

Premier

Annual Limits (S$)
Security bond 5,000 5,000 5,000 5,000
Worldwide personal accident 60,000 60,000 100,000 100,000
Hospitalisation & surgical expenses N.A. 60,000 N.A. 100,000
Hospitalization and Surgical Expenses with 20% Co-insurance 60,000 N.A. 100,000 N.A.
Employer's contents  15,000 15,000 30,000 30,000
Domestic helper's belongings 2,250 2,250 4,500 4,500
Accidental medical reimbursement+ 1,000 1,000 2,000 2,000
Post hospital confinement expenses 100 100 100 100
Part-time helper expenses 300 300 500 500
Salary and government levy 30/ day 30/ day 30/ day 30/ day
Replacement hire expenses 200 200 200 200
Termination expenses 250 250 500 500
Repatriation expenses 10,000 10,000 10,000 10,000
Domestic helper liability 100,000 100,000 100,000 100,000

+Benefit is on a per policy basis. 

Extend your coverage

Benefits Annual Limits 

Waiver of security bond

 S$5,000

Dread disease cover

 S$2,000

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC websites (www.AIG.sg or www.gia.org.sg or www.sdic.org.sg).

Frequently Asked Questions

All our plans issued with period of insurance starting from 1 July 2023 fulfil the MOM’s latest requirements. We offer higher tiered Elite and Premier plans for those who prefer more coverage and better protection.

Please purchase the insurance at least three working days before your maid arrives in Singapore. This will allow for sufficient time for the processing and transmission of the security bond details to the MOM.

Yes, you can add the benefit within 30 days from the effective date of the policy by getting in touch with us and paying an additional premium.

The policy start date depends on the domestic helper’s work permit status as outlined below:  

Work Permit Status Period of Insurance (Start Date)
New On or before the domestic helper’s arrival date in Singapore
Transfer The day you apply for issuance of the domestic helper’s new work permit (typically the agreed upon transfer date)
Renewal One day after the current work permit’s expiry date

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