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AIG Personal Accident for Domestic Helpers provides comprehensive coverage against the unexpected. With worldwide cover for medical bills, cover for part-time worker costs during recovery and more, get the confidence you need in safeguarding your helper. After all, being here for you means being here for everyone you care for.

Read more to find out about AIG Domestic Helper Insurance.

Get a quick quote:

I'll like to purchase a policy for my domestic helper, starting from
If you are insuring a new domestic helper, the policy effective date will be your maid's date of arrival in Singapore. If you are insuring a domestic helper whom you have just renewed, the policy effective date will be 1 day after the expiry date on your maid's work permit. If you are insuring a transfer maid, the policy effective date will be the date your transfer maid starts working for you. Please allow up to 3 working days for us to notify Ministry of Manpower.
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Key Benefits

Worldwide personal accident cover

Your domestic helper will be covered for up to S$60,000 in the event of an accident anywhere in the world

Hospitalisation and surgery cover

Receive coverage of up to S$25,000 if your domestic helper is hospitalised or requires surgery as a result of an accident or illness

Post-hospitalisation expenses

We will cover up to S$100 in expenses incurred by your domestic helper within sixty days after hospitalisation due to injury or illness

Accident medical reimbursement

We will reimburse up to S$3,000 in medical expenses incurred by your domestic helper at a general practitioner clinic or a polyclinic for outpatient treatment obtained due to injury

Employer's contents

We will cover up to S$30,000 for loss or damage to your contents within the confines of your residence

(Optional) Dread diseases cover

Add on optional coverage for major cancers, coronary artery bypass surgery, heart attack, kidney failure, stroke, and major organ or bone marrow transplants


What is covered?







Annual Limits (S$)

Security bond 5,000 5,000 5,000 5,000
Worldwide personal accident 60,000 60,000 60,000 60,000
Hospitalisation & surgical expenses 15,000 15,000 20,000 25,000
Medical reimbursement for infectious disease 500 1,000 2,000 3,000
Employer's contents  15,000 15,000 30,000 30,000
Domestic helper's belongings 2,250 2,250 4,500 4,500
Accidental medical reimbursement N.A. 1,000 2,000 3,000
Post hospital confinement expenses N.A. 100 100 100
Part-time helper expenses N.A. 300 400 500
Salary and government levy N.A. 30 / day 30 / day 30 / day
Replacement hire expenses N.A. 200 200 200
Termination expenses N.A. 250 350 500
Repatriation expenses N.A. 10,000 10,000 10,000
Domestic helper liability N.A. 100,000 100,000 100,000



Extend your coverage


Benefits Annual Limits 

Waiver of security bond


Domestic helper liability extension


Dread disease cover



This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC websites ( or or

Learn more about Domestic Helper Insurance

AIG Personal Accident Plan for Domestic Helpers

Learn more about this plan

Frequently Asked Questions

It takes up to 3 working days for the security bond details to be transmitted to Ministry of Manpower (MOM) successfully. As such, please purchase the insurance at least 3 working days before your foreign domestic helper arrives in Singapore.

Yes, you can add the cover(s) within 30 days from the effective date of the policy by getting in touch with us and paying an additional premium.