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AIG Domestic Helper Insurance provides comprehensive coverage against the unexpected. With worldwide cover for medical bills, cover for part-time worker costs during recovery and more, get the confidence you need in safeguarding your helper. After all, being here for you means being here for everyone you care for.

Read more to find out about AIG Domestic Helper Insurance*.

*Enhanced to meet the MOM's requirements


Cover for domestic helper


Lifestyle maintenance during domestic helper's recovery period


Coverage starts at just S$0.81 a day

Get a quick quote:

I'll like to purchase a policy for my domestic helper, whose work permit type is

New

Refers to a new maid who has yet to arrive in Singapore.

Renewal

Refers to your current maid whom you are renewing.

Transfer

Refers to a maid who is currently working in Singapore and is transferring to work for you.

and work permit expiry date is
, starting from

New

If you are insuring a new domestic helper, the policy effective date will be your maid's date of arrival in Singapore.

Renewal

If you are insuring a domestic helper whom you have just renewed, the policy effective date will be 1 day after the expiry date on your maid's work permit.

Transfer

If you are insuring a transfer maid, the policy effective date will be the date your transfer maid starts working for you.

Please allow up to 3 working days for us to notify Ministry of Manpower.

. My period of insurance is
months. My domestic helper is from
and born on
.

Key Benefits

Worldwide personal accident cover

Your domestic helper will be covered for up to S$100,000 in the event of an accident anywhere in the world.

Hospitalisation and surgery cover

Your domestic helper will be covered for at least S$60,000 in the event of hospitalisation due to an accident or illness. 

Post-hospitalisation expenses

We will cover up to S$100 in expenses incurred by your domestic helper within 60 days after hospitalisation due to injury or illness.

Accident medical reimbursement

We will reimburse up to S$2,000 in medical expenses incurred by your domestic helper at a general practitioner clinic or a polyclinic for outpatient treatment obtained due to injury.

Employer's contents

We will cover up to S$30,000 for loss or damage to your contents within the confines of your residence.

(Optional) Dread diseases cover

Add on optional coverage for major cancers, coronary artery bypass surgery, heart attack, kidney failure, stroke, and major organ or bone marrow transplants.

 

 


 

What is covered?

 

Benefits

Classic

Superior

Elite

Premier

Annual Limits (S$)

Security bond 5,000 5,000 5,000 5,000
Worldwide personal accident 60,000 60,000 100,000 100,000
Hospitalisation & surgical expenses N.A. 60,000 N.A. 100,000
Hospitalization and Surgical Expenses with 20% Co-insurance 60,000 N.A. 100,000 N.A.
Employer's contents  15,000 15,000 30,000 30,000
Domestic helper's belongings 2,250 2,250 4,500 4,500
Accidental medical reimbursement+ 1,000 1,000 2,000 2,000
Post hospital confinement expenses 100 100 100 100
Part-time helper expenses 300 300 500 500
Salary and government levy 30/ day 30/ day 30/ day 30/ day
Replacement hire expenses 200 200 200 200
Termination expenses 250 250 500 500
Repatriation expenses 10,000 10,000 10,000 10,000
Domestic helper liability 100,000 100,000 100,000 100,000

+Benefit limit is on a per policy basis. 

   

Extend your coverage

 

Benefits Annual Limits 

Waiver of security bond

S$5,000

Dread disease cover

S$2,000

 

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC websites (www.AIG.sg or www.gia.org.sg or www.sdic.org.sg).

Learn more about Domestic Helper Insurance

AIG Personal Accident Plan for Domestic Helpers

Learn more about this plan

Frequently Asked Questions

All our plans issued with period of insurance starting from 1 July 2023 fulfil the MOM’s latest requirements. We offer higher tiered Elite and Premier plans for those who prefer more coverage and better protection.

Please purchase the insurance at least three working days before your migrant domestic helper arrives in Singapore. This will allow for sufficient time for the processing and transmission of the security bond details to the MOM.  

Yes, you can add the benefit within 30 days from the effective date of the policy by getting in touch with us and paying an additional premium.

The policy start date depends on the domestic helper’s work permit status as outlined below:  

Work Permit Status Period of Insurance (Start Date)
New On or before the domestic helper’s arrival date in Singapore
Transfer The day you apply for issuance of the domestic helper’s new work permit (typically the agreed upon transfer date)
Renewal One day after the current work permit’s expiry date