Current Promotion
Get a free Mi Home Security Camera when you purchase a 5-year EPHCI plan. Promotion is valid until 9 August 2021. Click here for the terms and conditions.
3 reasons why Home Insurance is essential
Protect your building, home contents and family
When you buy a flat, you are investing in your family’s future. Let us help you protect your largest asset with our Enhanced Public Housing Contents Insurance (EPHCI) or Public Housing Protection Plan (PHPP) plans. These plans build on your HDB Fire Insurance, adding coverage for your renovated items, furniture, valuables, and even personal liability for you and your immediate family.
The cost of repairing your home and replacing the contents within your home can be substantial. We have paid claims as large as S$95,000 for damage caused by an electrical fire. With its affordable premiums, AIG's home insurance is a sensible way to safeguard your most valuable asset.
AIG's home insurance plans cover:
- Renovated items, fixtures and fittings
- Furniture, personal effects and valuables
- Temporary accommodation
- Personal accident
- Personal liability
AIG Home Insurance for the -'Home Safe Home'- you have in mind
Our homes are where we and our loved ones can stay safe. You can easily prevent common home accidents with these Home Safety Tips.
For total peace of mind, get your housing contents covered with Enhanced Public Housing Contents Insurance (EPHCI) from AIG. Make it a -‘Home Safe Home’- today.
Key benefits
Household contents cover | Protect your home and its contents, including your belongings, valuables and renovated items, against insured perils. |
Temporary accommodation | Get help with expenses for alternative accommodation if your home is too damaged to live in. |
Comprehensive, flexible cover | With PHPP, get comprehensive cover including lock and key, medical expenses and option for extra home contents cover. |
Five-year plan available | With EPHCI, you'll save when you choose a five-year policy term to match your HDB Fire Insurance, with the option to pay by monthly credit card instalments. |
Continuous coverage with GIRO | Sign up for GIRO billing with the convenience of auto-renewal, so your home is always protected. |
What is covered?
Enhanced Public Housing Contents Inurance (EPHCI)Basic cover for your home contents and renovations. |
Public Housing Protection Plan (PHPP)
|
|
| Total sum insured | Up to S$660,700 | Over S$680,000 |
| Annual premium (includes 7% GST) |
S$70.62 | S$81.00 |
| Benefits | ||
| (New) Bill Relief Protector Covers your utilities bill in unforeseen events including retrenchments |
Up to S$1,200 | Up to S$1,200 |
| Household contents | Up to S$150,000 | Up to S$30,000 |
| Building | Up to S$69,500 | Up to S$150,000 |
| Personal liability For you and your immediate family. |
Up to S$400,000 within Singapore |
Up to S$500,000 worldwide |
| Personal accident For you and your spouse aged 65 years and below. |
Up to S$20,000 | Up to S$30,000 each |
| Alternative accommodation If your home becomes uninhabitable due to insured perils. |
Up to S$20,000 | Up to S$4,500 |
| Household contents at temporary premises | - | Up to S$4,500 |
| Replacement of locks and keys | - | Up to S$250 |
| Medical expenses For you and your spouse aged 65 years and below. |
- | Up to S$1,000 each |
| (Optional) Add additional household contents cover | - | Increase per S$10,000 sum insured, up to S$100,000 |
Enhanced Public Housing Contents Insurance (EPHCI)Basic cover for your home contents and renovations. |
Public Housing Protection Plan (PHPP)
|
|
| Total sum insured | Up to S$691,200 | Over S$680,000 |
| Annual premium (includes 7% GST) |
S$70.62 | S$134.00 |
| Benefits | ||
| (New) Bill Relief Protector Covers your utilities bill in unforeseen events including retrenchments |
Up to S$1,200 | Up to S$1,200 |
| Household contents | Up to S$150,000 | Up to S$50,000 |
| Building | Up to S$100,000 | Up to S$250,000 |
| Personal liability For you and your immediate family. |
Up to S$400,000 within Singapore |
Up to S$500,000 worldwide |
| Personal accident For you and your spouse aged 65 years and below. |
Up to S$20,000 | Up to S$30,000 each |
| Alternative accommodation If your home becomes uninhabitable due to insured perils. |
Up to S$20,000 | Up to S$7,500 |
| Household contents at temporary premises | - | Up to S$7,500 |
| Replacement of locks and keys | - | Up to S$250 |
| Medical expenses For you and your spouse aged 65 years and below. |
- | Up to S$1,000 each |
| (Optional) Add additional household contents cover | - | Increase per S$10,000 sum insured, up to S$100,000 |
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC websites (www.AIG.sg or www.gia.org.sg or www.sdic.org.sg).
Learn more about Home Insurance for HDB owners offerings
Extend your coverage
Additional household contents cover – With PHPP, you can increase your household content cover to up to S$100,000 for an additional S$26.75 annual premium per S$10,000 increase.
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