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Please be informed that AIG will cease using the SMS sender ID ‘76161’ after 31 October 2024. From 1 November 2024, all SMSes sent by AIG will show ‘AIG’ as the sender ID. For any enquiries or to report suspicious messages, please contact us at 6419 3000 or www.aig.sg/contact-us.

Covers what your fire insurance might not. Even your child’s favourite toy.

  • Now open to both HDB and condominium residential units
  • High coverage home and contents protection
  • One price for all home sizes
  • Complimentary 24/7 HomeCare Services for everyday emergencies

Homes Essential

Complete protection for your home and everything in it

Your HDB fire or MCST insurance likely only covers structural damage and may not protect what truly matters to you.

But Homes Essential does. Enjoy coverage on your home contents from your home renovation to your child's favourite toy.

Note: 1 Household Contents refer to your interior decorations, fixtures and fittings installed and not provided by HDB or your condominium’s developer. Your furniture, furnishings, clothing and personal effects belonging to you or your Immediate Family or Domestic Worker permanently residing with you are covered. However, cash and currency notes are excluded from cover. 2 Building refers to your residence and fixtures and fittings provided by HDB or your condominium’s developer, based on current standards and specifications as defined by HDB or MCST. The common areas, fixtures and fittings added by you or the previous owner of the building, interior decorations, household furniture and fittings are excluded. The sum insured for building is dependent on the flat type and will vary from S$19,500 per annum for a one-room flat to S$100,000 per annum for an executive apartment. Details are specified in the policy terms and conditions.

Get the all-round protection your home deserves

Start today with a straightforward coverage of up to S$691,650 for a fixed premium of just S$6.31/month, regardless of your home size.

Current Promotion

 

Promotion is valid till 31 May 2025.

T&Cs apply.

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Why do you need AIG’s Homes Essential Plan?

With all the care, energy and money you’ve spent on your home and its contents, protecting them is essential. Plus, you never know what could happen.

Homes Essential covers what your fire insurance might not

Your home and family

  • Renovation and household contents
  • Accidental death
  • Damage caused by:
    • Fire
    • Theft
    • Burst pipes

Emergencies

  • Complimentary 24/7 HomeCare Services
  • Alternative Accommodation

  • ­Bill Relief Protector

  • Accidental breakage of fixed glass within home 

  • Loss or damage to frozen food 

  • Tracing of the source of water leakage

Your neighbours’ homes

  • Property Damage

  • Accidental Death or Injury 

With up to S$100,000 Complimentary Building Coverage, you can avoid being underinsured should the costs of restoring damaged internal structures, fixtures and fittings in your home exceed what your HDB or MCST fire insurance may cover.

Life happens. When everyday emergencies occur, whether it’s your aircon, plumbing, electricals or more, we’re here for you anytime 24/7. You’re covered for up to S$150 each time, thrice yearly for the following services:

 

 

 


 

 

 

 

 

 

*There will be a waiting period of 1 month from the effective date of your policy before you can utilise this service.

Please refer to the policy wording for more information on full benefits for Homes Essential and HomeCare Services.

At AIG, we do what we say we’ll do. Every claim made is important to us and our dedicated team of claims professionals is here to help you get what you need to restore your home and precious belongings. Click here to find out more about how to make a claim and even to check a claim status.

 

When fires break out, we proactively contact all AIG home insurance policyholders in the same block to check if they need any assistance in making a claim. Service where it counts is the only true service that matters. And we are honoured to be recognised for it.

 

What is covered?

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC websites (www.AIG.sg or www.gia.org.sg or www.sdic.org.sg).

Support

Call us

Enquiries: 6419 3000
24-hour HomeCare services: 6419 3008

Enquire Online

Claims