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For HDB Owners

√   Easy! Buy now for immediate cover

√   Protect your building, home contents and family

√   A complete plan with complimentary HomeCare Services, for everyday emergencies

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Enhanced Public Housing Contents Insurance

Current Promotion

Receive a S$50 shopping voucher upon successful enrolment of a 5-year Enhanced Public Housing Contents Insurance plan or 3-year Homes Complete plan. For details of this promo, please click here.

3 key features of Enhanced Public Housing Contents Insurance (EPHCI)

Comprehensive coverage for your biggest investment

Basic HDB fire insurance covers only your unit's building structure but not your home contents. EPHCI not only covers the building, but also your household contents, valuables and renovated items against insured perils such as fire, burst water pipes and break-ins.

Cover for personal liability against third parties

If a fire breaks out in your home and spreads to your neighbour’s home, you may be liable to pay for the damage caused. EPHCI can alleviate your financial stress as it builds on your basic HDB fire insurance and covers you and your immediate family’s legal obligation towards your neighbours.

Cover for alternative accommodation expenses

However big or small, experiencing a loss can be a devastating experience especially when your home cannot be lived in. Our EPHCI covers alternative accommodation expenses if your insured home is made uninhabitable due to insured perils such as fire, burst water pipes and break-ins

A COMPLETE COVER FOR YOUR HOME

Protect your building, home contents and family with AIG's Enhanced Public Housing Contents Insurance

Let us help you protect your largest asset with our Enhanced Public Housing Contents Insurance (EPHCI) plan. EPHCI provides cover for your household contents, valuables and renovated items and even personal liability against third parties. With its affordable premiums, EPHCI is a sensible way to safeguard your most valuable asset. EPHCI covers: 

PEACE OF MIND WITH AIG'S COMPLIMENTARY HOMECARE SERVICES FOR EVERYDAY EMERGENCIES

Get 24/7 access to reliable locksmith, electrical assistance, plumbing, pest control and air-conditioner repair services with AIG Home Insurance

Receive up to S$150 worth of repair services, up to thrice a year.

What is covered?

 

Enhanced Public Housing Contents Insurance (EPHCI)

Basic cover for your home contents and renovations.

Total sum insured

 Up to S$628,700   

Annual premium
(inclusive of GST)

 S$75.06
Benefits
(New) Bill Relief Protector
Covers your utilities bill in unforeseen events including retrenchments		 Up to S$1,200
Household contents Up to S$150,000
Building Up to S$37,500
Personal liability
For you and your immediate family.		 Up to S$400,000
within Singapore
Personal accident
For you and your spouse aged 65 years and below.		 Up to S$20,000
Alternative accommodation
If your home becomes uninhabitable due to insured perils.		 Up to S$20,000
Household contents at temporary premises -
Replacement of locks and keys -
Medical expenses
For you and your spouse aged 65 years and below.		 -
(Optional) Add additional household contents cover -

 

Enhanced Public Housing Contents Insurance (EPHCI)

Basic cover for your home contents and renovations.

Total sum insured

 Up to S$610,700   

Annual premium
(inclusive of GST)

 S$75.06
Benefits
(New) Bill Relief Protector
Covers your utilities bill in unforeseen events including retrenchments		 Up to S$1,200
Household contents Up to S$150,000
Building Up to S$19,500
Personal liability
For you and your immediate family.		 Up to S$400,000
within Singapore
Personal accident
For you and your spouse aged 65 years and below.		 Up to S$20,000
Alternative accommodation
If your home becomes uninhabitable due to insured perils.		 Up to S$20,000
Household contents at temporary premises -
Replacement of locks and keys -
Medical expenses
For you and your spouse aged 65 years and below.		 -
(Optional) Add additional household contents cover -

 

Enhanced Public Housing Contents Insurance (EPHCI)

Basic cover for your home contents and renovations.

Total sum insured

 Up to S$617,700  

Annual premium
(inclusive of GST)

 S$75.06
Benefits
(New) Bill Relief Protector
Covers your utilities bill in unforeseen events including retrenchments		 Up to S$1,200
Household contents Up to S$150,000
Building Up to S$26,500
Personal liability
For you and your immediate family.		 Up to S$400,000
within Singapore
Personal accident
For you and your spouse aged 65 years and below.		 Up to S$20,000
Alternative accommodation
If your home becomes uninhabitable due to insured perils.		 Up to S$20,000
Household contents at temporary premises -
Replacement of locks and keys -
Medical expenses
For you and your spouse aged 65 years and below.		 -
(Optional) Add additional household contents cover -

 

Enhanced Public Housing Contents Insurance (EPHCI)

Basic cover for your home contents and renovations.

Total sum insured

 Up to S$633,200   

Annual premium
(inclusive of GST)

 S$75.06
Benefits
(New) Bill Relief Protector
Covers your utilities bill in unforeseen events including retrenchments		 Up to S$1,200
Household contents Up to S$150,000
Building Up to S$42,000
Personal liability
For you and your immediate family.		 Up to S$400,000
within Singapore
Personal accident
For you and your spouse aged 65 years and below.		 Up to S$20,000
Alternative accommodation
If your home becomes uninhabitable due to insured perils.		 Up to S$20,000
Household contents at temporary premises -
Replacement of locks and keys -
Medical expenses
For you and your spouse aged 65 years and below.		 -
(Optional) Add additional household contents cover -

 

Enhanced Public Housing Contents Insurance (EPHCI)

Basic cover for your home contents and renovations.
Total sum insured Up to S$660,700
Annual premium
(inclusive of GST)		 S$75.06
Benefits
(New) Bill Relief Protector
Covers your utilities bill in unforeseen events including retrenchments		 Up to S$1,200
Household contents Up to S$150,000
Building Up to S$69,500
Personal liability
For you and your immediate family.		 Up to S$400,000
within Singapore
Personal accident
For you and your spouse aged 65 years and below.		 Up to S$20,000
Alternative accommodation
If your home becomes uninhabitable due to insured perils.		 Up to S$20,000
Household contents at temporary premises -
Replacement of locks and keys -
Medical expenses
For you and your spouse aged 65 years and below.		 -
(Optional) Add additional household contents cover -

 

Enhanced Public Housing Contents Insurance (EPHCI)

Basic cover for your home contents and renovations.
Total sum insured Up to S$667,200
Annual premium
(inclusive of GST)		 S$75.06
Benefits
(New) Bill Relief Protector
Covers your utilities bill in unforeseen events including retrenchments		 Up to S$1,200
Household contents Up to S$150,000
Building Up to S$76,000
Personal liability
For you and your immediate family.		 Up to S$400,000
within Singapore
Personal accident
For you and your spouse aged 65 years and below.		 Up to S$20,000
Alternative accommodation
If your home becomes uninhabitable due to insured perils.		 Up to S$20,000
Household contents at temporary premises -
Replacement of locks and keys -
Medical expenses
For you and your spouse aged 65 years and below.		 -
(Optional) Add additional household contents cover -

 

Enhanced Public Housing Contents Insurance (EPHCI)

Basic cover for your home contents and renovations.
Total sum insured Up to S$691,200
Annual premium
(inclusive of GST)		 S$75.06 
Benefits
(New) Bill Relief Protector
Covers your utilities bill in unforeseen events including retrenchments		 Up to S$1,200
Household contents Up to S$150,000
Building Up to S$100,000
Personal liability
For you and your immediate family.		 Up to S$400,000
within Singapore
Personal accident
For you and your spouse aged 65 years and below.		 Up to S$20,000
Alternative accommodation
If your home becomes uninhabitable due to insured perils.		 Up to S$20,000
Household contents at temporary premises -
Replacement of locks and keys -
Medical expenses
For you and your spouse aged 65 years and below.		 -
(Optional) Add additional household contents cover -

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC websites (www.AIG.sg or www.gia.org.sg or www.sdic.org.sg).

Learn more about Home Insurance for HDB owners offerings

Buy Online - EPHCI

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Enquiries: 6419 3000
24-hour HomeCare services: 6419 3008

 

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