Protection for your Lifestyle

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I am years old, , with child(ren), working as a/an
My spouse is years old, working as a/an

If your occupation is not in the list, or you are not between 16 to 65 years old, please contact us here.

Sapphire Enhanced Choices lets you choose your coverage with add-ons to reflect your way of life

We know that you seek to experience life and all its colours.

Sapphire Enhanced Choices with Lifestyle Coverage is designed to protect you as you chase those experiences. More importantly, you can customise your plan by simply choosing your level of coverage and refining it to complement your way of life.

As a Personal Accident insurance plan, Sapphire Enhanced Choices covers you for accidental death, permanent disability, insect bites, food poisoning, infectious diseases, medical costs, and more.


Key Benefits

Hassle-free enrollment

Get immediate coverage through our easy application process, without the need for a medical examination

Free coverage for your little ones

If you and your spouse are both insured under a single Sapphire Enhanced Choices policy, your children will enjoy free coverage of up to 25% of selected benefits

Coverage for bites and food poisoning

Receive up to S$250 per day while you are hospitalised, and up to S$10,000 reimbursement for in and outpatient medical treatment for animal and insect bites, including dengue fever, and food poisoning

Temporary disability benefit

In the event you sustain an injury resulting in Temporary Total Disablement, we will provide up to S$400 or 75% of your weekly income each week

Choice of add-ons

Wide range of add-on benefit options available to best reflect your way of life

Recommended Add-Ons

Pet care

During your hospitalisation, we will pay S$50 per day for the cost of placing your cat or dog at a kennel, cattery, or pet hotel

Reimbursement of event tickets

Should you be unable to attend or need to cancel a paid event as a result of hospitalisation due to injury, we will pay up to S$300 for the non-refundable cost of your event ticket

Damage to personal effects

If the personal items that were with you at the time of accident resulting in your hospitalisation were damaged, lost or stolen, we will provide cover up to S$500


This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC web-sites ( or or

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