Commercial AutoPlan

Full coverage with your choice of workshops

Overview

Commercial AutoPlan gives you comprehensive coverage for your company vehicle, with the flexibility of sending it to any workshop for accident repairs. Protect your key asset with extensive coverage for third-party liability due to injury or property damage, windscreen replacement, loss of vehicle keys due to theft and more.

If the unexpected happens, our efficient claims service ensures that you will be back on the road as soon as possible, with minimal disruption to your business.

Benefits

No restriction on workshops

You have the flexibility of sending your accident-damaged vehicle to any workshop, including the sole agent's workshop, so you can always be assured of the quality of repairs.

Comprehensive liability cover

In the event of an accident, Commercial AutoPlan gives you protection against legal liability, including third-party liability for death or bodily injuries, third-party property damage, as well as liability to your passengers.

Unlimited windscreen cover

We will pay the cost of replacing your vehicle's windscreen or windows if there is breakage, subject to the applicable excess. Claims under this cover will not affect your No Claim Discount, and your windscreen cover will be automatically reinstated at no additional premium.

Protection for vehicle lock and keys

We will cover the cost of replacing your vehicle lock and key if it is damaged in a break-in, robbery or theft. We will also pay for a locksmith or tow truck if you're accidentally locked out of your vehicle.

Save more with a fleet policy

If you have 10 or more vehicles, including company-owned vehicles, you can enjoy time and cost savings by insuring them under an AIG fleet policy. To find out more, call us or talk to your agent or broker.

Coverage

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Who it is for

Owners of commercial vehicles who want the flexibility to choose their preferred workshop for repairs.

What is covered

Benefits	Coverage
Accident repairs at the workshop of your choice	Vehicle can be repaired at a workshop of your choice, including sole agent’s workshop
Windscreen replacement cover	Unlimited windscreen replacement (excess of S$100 plus 7% GST applies for each claim)
Cover for third-party property damage	Up to S$500,000
Cover for third-party liability due to death or bodily injuries	Unlimited
Cover for liability to your passengers	Unlimited
Cover for third-party liability due to negligence of your passengers	Unlimited
Cover for loss or damage Caused by an intentional act by a party during a strike, riot or lockout	Up to the market value of the vehicle
Protection for vehicle lock and keys Replacement of vehicle lock and keys if your vehicle key or lock is damaged in a break-in, robbery or theft Cost of engaging a locksmith or towing service if you accidentally lock your key in the vehicle	S$800 (excess of S$50 plus 7% GST applies)
Get a Replacement Vehicle for up to 7 Days (Optional Add-On for S$53.50 including GST) We will provide a courtesy commercial vehicle while yours is being repaired. This coverage is not applicable to bus	Replacement vehicle up to 1.5 tonnage Use for up to 7 days

Important Notice

A Young and/or Inexperienced Driver Excess ("YIDR") of S$3,210 (including GST), in addition to the Policy Excess, applies to You or any Authorised Driver (named and unnamed) who is below the age of 23 (in case of All Age Condition policies) and/or has less than 2 years’ driving experience. The YIDR Excess is not applicable to Named Driver policies.

Our claims promise

Excess waiver for in-car camera

You can enjoy a waiver of up to S$1,000 on your accident repair excess if you have an in-car camera installed in your vehicle.

To file a claim, call our 24-hour Auto Assist hotline at 6338 6200 or visit the claims page.

Related plans

Commercial AutoPlus - Authorised workshops for quality accident repairs

Buy This Plan

To buy this plan, you can:

Download and submit the Commercial AutoPlan Proposal Form
Call our hotline at 6419 3000
Leave us your contact details for follow up within the next 3 to 7 working days
Contact your servicing agent

Downloads

The rapidly evolving spread of COVID-19 continues to present unique challenges that require us to adapt quickly based on new developments. AIG remains focused on protecting the safety of our people, as well as ensuring we can continue to meet the needs of our customers.

As a precautionary measure, in line with the latest government advisories, we are changing the operating hours of our Customer Service Centre to 12.30pm-4.30pm, Monday to Friday (excluding Public Holidays) until further notice and seek your co-operation in limiting face-to-face appointments.

If you require assistance, please use our Online Self-Service tool for transactions including purchasing and renewing policies, submitting claims, and for general information. Alternatively, you can contact us on 6419 3000 from 9.00am – 5.00pm, Monday to Friday, excluding Public Holidays.

We thank you for your patience and understanding during this time. Please stay well and keep safe.