1.1. The AIG Car Insurance Promotion for 17 November 2023 to 31 December 2023 (the “Promotion”) is organised by AIG Asia Pacific Insurance Pte. Ltd. (“AIG”). It will be held from 17 November 2023 to 31 December 2023, both dates inclusive (the “Promotion Period”).
1.2. The Promotion will be administered and run by AIG and is open to Singapore residents only (“Eligible Individuals”).
1.3. Eligible Individuals who successfully purchase a valid AIG Car Insurance Collision Only policy or AIG Car Insurance Complete policy for a vehicle that has not been insured under any AIG Auto policy in the last 12 months during the Promotion Period (each an “Eligible Policy” and collectively “Eligible Policies”) provided (a) the Eligible Policy is not subsequently cancelled, and (b) the purchase is made via the link at www.aig.sg/personal/car-insurance, will be entitled to:
i. the Complimentary Insurance with coverage of up to S$5,000 for home contents damaged by fire, policy terms, conditions and exclusions apply; and
ii. the Gift when net premium payable for the Eligible Policy is S$500 and above; and
iii. the Additional Gift provided the Eligible Individuals (I) download the AIG On the Go mobile application from Apple or GooglePlay app stores or from www.aig.sg/otg; and (II) register for a new AIG On the Go account using the same vehicle registration number and email address which was provided to AIG at the point of purchase of the Eligible Policy during the Promotion Period. For the avoidance of doubt, the Eligible Individual will only be entitled to the Additional Gift if the vehicle registration number and email address used to register the new AIG On the Go account, had not previously been used to register for an AIG On the Go account.
The details of the Complimentary Insurance, Gift and Additional Gift are summarised in Table 1 below:
Premium for each Eligible Policy (excluding GST)
Gift per Eligible Policy under Promotion
Gift per Eligible Policy under Promotion
Additional Gift per Eligible Policy under Promotion (the “Additional Gift”)
AIG Car Insurance Collision Only and AIG Car Insurance Complete plans
(each an “Eligible Policy” and collectively “Eligible Policies”)
S$500.00 to S$999.99
S$50 worth of Shell e-vouchers
Complimentary Home Contents Insurance
S$1000 to S$2,999.99
S$150 worth of Shell e-vouchers
S$3,000 and above
S$350 worth of Shell e-vouchers
1.4. At the time Gift and Additional Gift are emailed to the Eligible Individual and at the time the Complimentary Insurance is redeemed, the Eligible Policy must be valid. In addition, to be eligible for the Additional Gift:
i. The AIG On the Go mobile application must not have been deleted; and
ii. The AIG On the Go account must not have been deleted.
1.5. More details on the redemption of the Complimentary Insurance, Gift and Additional Gift are set out in Section 2 and 3 below.
1.6. This Promotion is not valid in conjunction with any other promotions, discounts or offers offered by AIG, unless otherwise stated.
1.7. Employees of AIG and their immediate family members are eligible to participate in the Promotion provided that the policy is purchased without the use of any staff discount(s).
2. Notification and Redemption of the Gift and Additional Gift
2.1. AIG will send an email or SMS for the redemption of the Gift and/or Additional Gift (“Redemption Notification”) within six to eight weeks from the end of the Promotion Period to the electronic mailing address or mobile phone number of the Eligible Individual which was provided to AIG at the point of purchase of the Eligible Policy.
2.2. The Gift and/or Additional Gift are subject to the terms and conditions of the issuer, and AIG will not accept any liability in relation thereto.
2.3. AIG shall not be liable if the Redemption Notification to the relevant Eligible Individual is unsuccessful. AIG reserves the right to deal with any of the Gift and/or Additional Gift returned to it for any reason in any manner it deems fit.
2.4. Once the Redemption Notification is sent, Eligible Individuals will not be allowed to cancel their policies.
2.5. The Gift and/or Additional Gift are not transferable or exchangeable for cash, credit or kind. AIG reserves the right to replace the Gift and/or the Additional Gift with other items of similar value without prior notice.
3. Notification and Redemption of the Complimentary Insurance
3.1. AIG will send an email (“Redemption Email”) within six to eight weeks from the end of the Promotion Period to the electronic mailing address of the Eligible Individual which was provided to AIG at the point of purchase of the Eligible Policy.
3.2. AIG shall not be liable if the delivery of the Redemption Email to the relevant Eligible Individual is unsuccessful.
3.3. The Eligible Individual must complete the redemption form via the link provided in the Redemption Email within four weeks from the receipt date of the redemption email to redeem the Complimentary Insurance.
3.4. The Eligible Individual is only eligible to redeem the Complimentary Insurance once. The vehicle registration number that is the subject of the Eligible Policy must be provided at the time of redemption of the Complimentary Insurance.
3.5. The Complimentary Insurance is not transferable or exchangeable for cash, credit or kind. AIG reserves the right to replace the Complimentary Insurance with other items of similar value without prior notice.
4. General Conditions
4.1. By participating in the Promotion, you agree to be bound by these terms and conditions (“T&Cs”).
4.2. AIG reserves the sole and absolute right to do the following at any time:
i. disqualify any person from his/her participation in the Promotion for any reason whatsoever; and/or
ii. disqualify any person from receiving the Complimentary Insurance and/or Gift and/or Additional Gift under the Promotion for any reason whatsoever.
4.3. Without prejudice to the generality of clause 4.2 above, non-compliance with these T&Cs and/or the breach of any other requirements communicated by AIG to the Eligible Individuals may, at AIG’s sole and absolute discretion, result in the immediate disqualification of said person from participating in the Promotion.
4.4. AIG’s decision on all matters relating to the Promotion will be at its sole and absolute discretion and will be final and binding on all parties, and no correspondence shall be entered into in relation to the same.
4.5. AIG reserves the right to extend or terminate the Promotion, and to vary, delete or add to any of these T&Cs at any time without notice, and at its sole and absolute discretion.
4.6. By participating in this Promotion, it is agreed that any information collected or held by AIG (whether contained in the application form or otherwise obtained) may be processed, used and disclosed by AIG, its associated individuals/companies and/or any independent third parties, to carry out the implementation and administration of the Promotion. Policyholders may opt-out of participating in the Promotion via the link here.
4.7. AIG shall not be liable in any manner for any claims, losses, damages or expenses arising out of, or relating to the Promotion or the use of the Gift and/or Additional Gift. For the avoidance of doubt, AIG is not the supplier of the products and/or services redeemed/purchased using the Gift and/or Additional Gift and will not accept any liability in relation thereto.
4.8. AIG assumes no responsibility for incomplete, lost, late, damaged, illegible, misdirected forms and/or other forms of communication, which may result in any policy not being purchased during the Promotion Period.
4.9. These T&Cs shall be governed by and construed in accordance with the laws of Singapore. The Courts of Singapore shall have exclusive jurisdiction over any disputes arising from this Promotion and these T&Cs, including the validity and enforceability thereof.
4.10. In the event of any inconsistency between these T&Cs and any promotional materials relating to the Promotion, these T&Cs shall prevail.
4.11. AIG Car Insurance Collision Only, AIG Car Insurance Complete and AIG Complimentary Home Contents Insurance are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”). Coverage for these policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC websites (www.aig.sg, www.gia.org.sg or www.sdic.org.sg).