RELIABILITY, SPEED AND QUALITY
With 99.9% of motor claims approved+, fast claim approval within 1 working day, and our Policy Lifetime Repair Guarantee, you can rest assured knowing that we will always do right by you.
+Statistic as of 2021 for own damage motor claims.
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What is AIG Car Insurance Collision-Only Plan?
AIG Car Insurance Collision-Only plan is an auto insurance plan that covers damages or losses to your car, resulting from a collision with another vehicle. The plan also includes third-party liability cover for bodily injury and property damage.
Examples of what is covered for damages to your car under the Collision-Only plan:
Collision-Only |
Covered? |
| Your car collides with another vehicle | Yes |
| Your car catches fire as a result of an accidental collision with another vehicle | Yes |
| Your car is damaged as a result of a hit-and-run by another vehicle | Yes |
| Your car hits an object, for example a lamp post Your car is damaged by a fallen object, for example a tree branch Your car is stolen Your car is damaged due to flood |
No |
Key Benefits
Key Benefits |
Collision-Only Plan |
Complete Plan |
| Own Damage Cover for damage or losses to your vehicle that is caused by an accident. |
In the event of a collision with another vehicle only. | ✔ |
| Fire Cover for damage or losses to your vehicle that is caused by fire. |
In the event of a collision with another vehicle which resulted in the fire. | ✔ |
| Authorised Driver Any driver with a valid driving license and driving with your permission. |
Within your household* only. | Within your household* only. |
| Bodily Injury Unlimited cover for third-party bodily injury. |
✔ | ✔ |
| Property Damage Cover for third-party property damage up to S$5,000,000. |
✔ | ✔ |
| AIG Authorised Workshops Repairs to the vehicle must be done at AIG authorised workshops. |
✔ | ✔ |
| Accidental Towing Towing service up to S$500 if your vehicle is involved in an accident with another vehicle. |
✔ | ✔ |
| In-Car Camera Excess Waiver Prevent fraud and lower excess payments by up to S$1,000, when you share your in-car camera's accident footage with us. |
✔ | ✔ |
| Theft Cover for the loss of your vehicle that is caused by theft. |
✘ | ✔ |
| Act of God Cover for damage to your vehicle that is caused by Acts of God E.g. Flood. |
✘ | ✔ |
| Windscreen / Windows Windscreen / window cover with automatic reinstatemetn of the benefit (S$100 excess, before GST, applies) |
✘ | ✔ |
| Strike Riots and Civil Commotions Cover for damage or loss of vehicle caused during strikes, riots or civil commotion. |
✘ | ✔ |
*Household means a person or a group of two or more persons living together at the same residential address.
Recommended Add-Ons
Windscreen / windows |
Windscreen / windows cover with automatic reinstatement of the benefit (S$100 excess, before GST, applies). |
Glass roof / moon roof/ sun roof / panaromic glass roof |
Glass roof / moon roof/ sun roof / panaromic glass roof cover with automatic reinstatement of the benefit (S$100 excess, before GST, applies). |
Loss of use cash compensation (up to 7 days) |
S$50 per day up to 7 days |
NCD Protector* for drivers with 50% NCD |
First claim during the policy year will not reduce NCD |
Authorised driver extension |
Authorised drivers within the household are extended to include any driver. |
Solar film |
Solar film cover if windscreen / window is also damaged. |
Canvas Top |
Canvas cover with automatic reinstatement of the benefit (S$350 excess before GST, applies). |
*NCD that is protected under the NCD Protector Benefit is not transferable to any other insurer. NCD Protector Benefit does not guarantee renewal of the policy.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC websites (www.AIG.sg or www.gia.org.sg or www.sdic.org.sg)