Protecting you beyond compensation
We do more to protect you on the road than merely compensating you if an accident occurs. For instance, we’re using telematics to evaluate driving behaviour. Safer drivers earn discounts off their AIG auto insurance premiums on top of NCD. By incentivising safer drivers and lowering the chances of accidents, we protect you from the unexpected. Take a look below to see how else we protect you on the roads to ensure safer and smoother journeys.
Road Safety Initiatives
Save with the AIG On the Go app
Let AIG On the Go score your driving performance and stand to get up to 15% off your AIG auto insurance premium.
AIG Road Safety Pledge
Make a commitment to bring your best every time you’re on the road. Whether you’re a driver, rider or pedestrian, we believe everyone has a role to play in keeping our roads safe.
Key benefits
Brand new replacement car |
With AutoPlan and AutoPlus, we will pay for a new car of the same make and model if yours is damaged beyond repair within three years of purchase. |
Policy lifetime repair guarantee |
This is offered on workmanship and paintwork for your own damage accident repairs carried out by any of our authorised workshops and manufacturer authorised repairers. |
Excess waiver for in-car camera |
Prevent fraud and lower your excess payments by up to S$1,000 when you share your in-car camera's accident footage with us. |
Courtesy car for as long as you need it |
We will deliver a courtesy car to you for use while yours is being repaired. Included in AutoPlus and optional for other plans. |
Free 24/7 roadside assistance |
With AutoPlus, get free towing if your car breaks down, and roadside assistance to fix minor problems, such as a flat tyre, anywhere in Singapore. |
Videos
What is covered?
Benefits |
|||
Brand new replacement car |
Included |
Included |
- |
Choice of workshop |
Car is three years old and below: Dealer or AIG authorised workshops
|
No restriction |
AIG authorised workshops |
24-hour towing and roadside assistance |
Free |
- |
- |
24-hour towing after an accident |
Up to S$500 per accident |
Up to S$300 per accident |
Up to S$500 per accident |
Waiver of excess on accident repairs |
50% NCD: Full waiver of Excess up to S$1,000
Below 50% NCD: Half waiver of Excess up to S$1,000 |
- |
- |
Cover for car key |
Up to S$800 |
Up to S$800 |
Up to S$800 |
Windscreen replacement cover |
Unlimited |
Unlimited | Unlimited |
Benefits |
|||
Personal accident cover |
S$50,000 |
S$20,000 |
S$20,000 |
Personal accident cover for passengers |
S$10,000 per |
S$10,000 per passenger |
S$10,000 per passenger |
Medical expense cover for everyone in the car |
S$500 per person |
S$500 per person |
S$500 per person |
Cover for liability to your passengers |
Unlimited |
Unlimited |
Unlimited |
Cover for third-party liability due to negligence of your passengers |
Unlimited |
Unlimited |
Unlimited |
Benefits |
|||
Cover for loss or damage caused during a strike, riot or civil commotion |
Up to the market value of the car |
Up to the market value of the car |
Up to the market value of the car |
Cover for flood or windstorm damage |
Up to the market value of the car |
Up to the market value of the car |
Up to the market value of the car |
24-hour claims procedure enquiry hotline |
Free |
Free |
Free |
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC websites (www.AIG.sg or www.gia.org.sg or www.sdic.org.sg).
Learn more about auto insurance offerings
Extend your coverage
Unlimited loss of use
Get unlimited use of a courtesy car, delivered to you, for as long as your car is being repaired. Included with AutoPlus.
Age condition policy
Don't need to cover younger drivers in your policy? You can lower your premium by limiting the coverage to drivers aged 30, 35, or 40 years and above.
NCD Protector for 50% NCD
Your first claim during the policy year will not affect your NCD. Included with AutoPlus and AutoPlan when you renew, if your NCD is 50% at the time of renewal.
Flexible policy excess
Increase your policy excess to up to S$3,000 to lower your premiums, or reduce your policy excess to lower your out-of-pocket expenses.
Before you buy
Young and/or inexperienced driver excess
In addition to the policy excess, a young and/or inexperienced driver (YIDR) excess of S$3,210 (including GST), applies to you or any authorised driver (named and unnamed) who is below the age of 23 (in case of all age condition policies), has less than two years’ driving experience, or both. The YIDR excess is not applicable to named driver policies.
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Call us
Enquiries: 6419 3000
24-hour Auto Assist hotline:
6338 6200
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