Domestic Helper Insurance

AIG understands that domestic helpers are almost like family. That’s why our domestic helper insurance is also comprehensive in coverage – from worldwide personal accident coverage to taking care of your domestic helper’s medical bills, offsetting the cost of hiring a part time worker while she recovers, and more.

Key Benefits

Worldwide personal accident cover 

Your domestic helper will be covered for up to S$60,000 in the event of an accident anywhere in the world.

Hospitalisation and surgery cover 

Receive coverage of up to S$25,000 if your domestic helper is hospitalised or requires surgery as a result of an accident or illness.

Post-hospitalisation expenses

We will cover up to S$100 in expenses incurred by your domestic helper within sixty days after hospitalisation due to injury or illness.

Accident medical reimbursement

We will reimburse up to S$3,000 in medical expenses incurred by your domestic helper at a general practitioner clinic or a polyclinic for outpatient treatment obtained due to injury.

Employer’s contents

We will cover up to S$30,000 for loss or damage to your contents within the confines of your residence.

(Optional) Dread diseases cover 

Add on optional coverage for major cancers, coronary artery bypass surgery, heart attack, kidney failure, stroke, and major organ or bone marrow transplants.


Call us at 6419 3033 to find out more!


What is covered?


Benefits Classic Superior Elite Premier

Annual Limits (S$)

Security Bond 5,000 5,000 5,000 5,000
Worldwide Personal Accident 60,000 60,000 60,000 60,000
Hospitalisation & Surgical Expenses 15,000 15,000 20,000 25,000
Medical Reimbursement For Infectious Disease 500 1,000 2,000 3,000
Employer's Contents  15,000 15,000 30,000 30,000
Domestic Helper's Belongings 2,250 2,250 4,500 4,500
Accidental Medical Reimbursement N.A. 1,000 2,000 3,000
Post Hospital Confinement Expenses N.A. 100 100 100
Part-Time Helper Expenses N.A. 300 400 500
Salary and Government Levy N.A. 30 / day 30 / day 30 / day
Replacement Hire Expenses N.A. 200 200 200
Termination Expenses N.A. 250 350 500
Repatriation Expenses N.A. 10,000 10,000 10,000
Domestic Helper Liability N.A. 100,000 100,000 100,000
Premium for 26 months (inclusive of GST) S$253.74 S$292.46 S$379.33 S$399.56
Premium for 14 months (inclusive of GST) S$178.07 S$204.93 S$263.51 S$279.93



Extend your coverage


Benefits Annual Limits 

Waiver of Security Bond


Domestic Helper Liability Extension


Dread Disease Cover


Premium for 26 months (inclusive of GST)


Premium for 14 months (inclusive of GST)



Applicable to Filipino Domestic Helpers Only Annual Limits

(GST Exempt)

Security Bond to Philippines Overseas Labour Office (POLO)*

*Choose between S$2,000 (for hiring through an accredited maid agency) or S$7,000 (for direct hiring or through a non-accredited maid agency)

S$2,000 S$36.01
S$7,000* S$70.00


This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC websites ( or or

Learn more about AIG Domestic Helper Insurance offerings

Frequently Asked Questions

It takes up to 3 working days for the security bond details to be transmitted to Ministry of Manpower (MOM) successfully. As such, please purchase the insurance at least 3 working days before your foreign domestic helper arrives in Singapore.

Yes, you can add the cover(s) within 30 days from the effective date of the policy by getting in touch with us and paying an additional premium.