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Current Promotion

Get a S$50 voucher when you purchase any Advanced Silver plan. Promotion is valid until 20 April 2021. Click here for the terms and conditions.


Protection Designed for Seniors

Senior Personal Accident Insurance

Age does not slow you down, only accidents, and when that happens it’s good to know that you’re covered. Advanced Silver personal accident plan provides the coverage and assurance you need to stay active and live your life to the fullest. Take an active step to protect your loved ones. With increasing healthcare costs, Advanced Silver helps ease the financial burden of medical and caregiving bills on your family.

Why AIG Advanced Silver?


What is covered?

Accidental Permanent Disablement

If an accident results in permanent physical impairment, you can claim up to S$80,000 to get yourself back on track after an accident.

Fractures, Dislocations, Severe Burns & Specified Injuries

Receive up to S$3,000 when you suffer an accident that results in fractures, dislocations, severe burns, or other specified injures.

Caregiving Support

Up to S$3,000 reimbursement for doctor-recommended senior daycare (or home nursing) services should an accident result in hospital confinement of 10 days or more.

Mobility Aid Reimbursement

To get you back on track after an accident, you will be reimbursed up to S$5,000 for the cost or rental of a mobility aid.

Recuperation Benefit

If you are confined in hospital for 10 days or more following an accident, you will receive a payout of up to S$250 to help with daily expenses.

Legacy Expenses

A lump sum of up to S$30,000 will be awarded to your beneficiaries in the event of death due to an accident.

Loss Of Independent Existence Due To Injury

Should an accident leave you unable to perform three out of six activities of daily living, you will receive up to S$48,000 to ease you in the transition to a new life.

Optional add-ons

Living Care (Recommended)

If an accident or illness leaves you unable to perform three out of six activities of daily living, you will receive up to $48,000 to ease into a new routine.

Accident Medical Reimbursement - Complementary and Alternative Medicine (Sublimit S$500)

Recovering from an accident-related injury is always challenging, but we make it a little easier by reimbursing up to S$2,000 of your medical expenses.

Daily Hospital Income (Injury)

Reduce the financial impact of a hospital stay with cash payments while you recover from an injury in the hospital. Get to receive daily cash of S$50 to S$150 for up to 30 days per injury and up to 15 days per illness.

Daily Hospital Income (Illness)

Receive daily cash of S$50 to S$150 for up to 15 days when you are hospitalised from an illness.

Complimentary coverage with any optional add-ons

Get to enjoy complimentary coverage when you choose an optional add-on.

Road Traffic Accidents

Accidental Medical Reimbursement of up to S$3,000 of your medical expenses.

Ambulance and Transport Fees

In the event of an injury, we will reimburse your ambulance (or other land transportation) fee to the hospital and back home upon discharge from your hospital stay.


This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC web-sites ( or or


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