AIG Personal Accident for Domestic Helpers provides comprehensive coverage against the unexpected. With worldwide cover for medical bills, cover for part-time worker costs during recovery and more, get the confidence you need in safeguarding your helper. After all, being here for you means being here for everyone you care for.
Read more to find out about AIG Domestic Helper Insurance.
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Key Benefits
Worldwide personal accident cover |
Your domestic helper will be covered for up to S$60,000 in the event of an accident anywhere in the world |
Hospitalisation and surgery cover |
Receive coverage of up to S$25,000 if your domestic helper is hospitalised or requires surgery as a result of an accident or illness |
Post-hospitalisation expenses |
We will cover up to S$100 in expenses incurred by your domestic helper within sixty days after hospitalisation due to injury or illness |
Accident medical reimbursement |
We will reimburse up to S$3,000 in medical expenses incurred by your domestic helper at a general practitioner clinic or a polyclinic for outpatient treatment obtained due to injury |
Employer's contents |
We will cover up to S$30,000 for loss or damage to your contents within the confines of your residence |
(Optional) Dread diseases cover |
Add on optional coverage for major cancers, coronary artery bypass surgery, heart attack, kidney failure, stroke, and major organ or bone marrow transplants |
What is covered?
Benefits |
Classic |
Superior |
Elite |
Premier |
Annual Limits (S$) |
||||
| Security bond | 5,000 | 5,000 | 5,000 | 5,000 |
| Worldwide personal accident | 60,000 | 60,000 | 60,000 | 60,000 |
| Hospitalisation & surgical expenses | 15,000 | 15,000 | 20,000 | 25,000 |
| Medical reimbursement for infectious disease | 500 | 1,000 | 2,000 | 3,000 |
| Employer's contents | 15,000 | 15,000 | 30,000 | 30,000 |
| Domestic helper's belongings | 2,250 | 2,250 | 4,500 | 4,500 |
| Accidental medical reimbursement | N.A. | 1,000 | 2,000 | 3,000 |
| Post hospital confinement expenses | N.A. | 100 | 100 | 100 |
| Part-time helper expenses | N.A. | 300 | 400 | 500 |
| Salary and government levy | N.A. | 30 / day | 30 / day | 30 / day |
| Replacement hire expenses | N.A. | 200 | 200 | 200 |
| Termination expenses | N.A. | 250 | 350 | 500 |
| Repatriation expenses | N.A. | 10,000 | 10,000 | 10,000 |
| Domestic helper liability | N.A. | 100,000 | 100,000 | 100,000 |
Extend your coverage
| Benefits | Annual Limits |
Waiver of security bond |
S$5,000 |
Domestic helper liability extension |
S$2,000 |
Dread disease cover |
S$2,000 |
| Applicable to Filipino Domestic Helpers Only | Annual Limits |
Security Bond to Philippines Overseas Labour Office (POLO)* *Choose between S$2,000 (for hiring through an accredited maid agency) or S$7,000 (for direct hiring or through a non-accredited maid agency) |
S$2,000 |
| S$7,000 |
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC websites (www.AIG.sg or www.gia.org.sg or www.sdic.org.sg).
Learn more about Domestic Helper Insurance
AIG Personal Accident Plan for Domestic Helpers
Learn more about this plan
Frequently Asked Questions
It takes up to 3 working days for the security bond details to be transmitted to Ministry of Manpower (MOM) successfully. As such, please purchase the insurance at least 3 working days before your foreign domestic helper arrives in Singapore.
Yes, you can add the cover(s) within 30 days from the effective date of the policy by getting in touch with us and paying an additional premium.