Domestic Helper Insurance
AIG understands that domestic helpers are almost like family. That’s why our domestic helper insurance is also comprehensive in coverage – from worldwide personal accident coverage to taking care of your domestic helper’s medical bills, offsetting the cost of hiring a part time worker while she recovers, and more.
Key Benefits
Worldwide personal accident cover | Your domestic helper will be covered for up to S$60,000 in the event of an accident anywhere in the world. |
Hospitalisation and surgery cover | Receive coverage of up to S$25,000 if your domestic helper is hospitalised or requires surgery as a result of an accident or illness. |
Post-hospitalisation expenses | We will cover up to S$100 in expenses incurred by your domestic helper within sixty days after hospitalisation due to injury or illness. |
Accident medical reimbursement | We will reimburse up to S$3,000 in medical expenses incurred by your domestic helper at a general practitioner clinic or a polyclinic for outpatient treatment obtained due to injury. |
Employer’s contents | We will cover up to S$30,000 for loss or damage to your contents within the confines of your residence. |
(Optional) Dread diseases cover | Add on optional coverage for major cancers, coronary artery bypass surgery, heart attack, kidney failure, stroke, and major organ or bone marrow transplants. |
Call us at 6419 3033 to find out more!
What is covered?
| Benefits | Classic | Superior | Elite | Premier |
|---|---|---|---|---|
Annual Limits (S$) | ||||
| Security Bond | 5,000 | 5,000 | 5,000 | 5,000 |
| Worldwide Personal Accident | 60,000 | 60,000 | 60,000 | 60,000 |
| Hospitalisation & Surgical Expenses | 15,000 | 15,000 | 20,000 | 25,000 |
| Medical Reimbursement For Infectious Disease | 500 | 1,000 | 2,000 | 3,000 |
| Employer's Contents | 15,000 | 15,000 | 30,000 | 30,000 |
| Domestic Helper's Belongings | 2,250 | 2,250 | 4,500 | 4,500 |
| Accidental Medical Reimbursement | N.A. | 1,000 | 2,000 | 3,000 |
| Post Hospital Confinement Expenses | N.A. | 100 | 100 | 100 |
| Part-Time Helper Expenses | N.A. | 300 | 400 | 500 |
| Salary and Government Levy | N.A. | 30 / day | 30 / day | 30 / day |
| Replacement Hire Expenses | N.A. | 200 | 200 | 200 |
| Termination Expenses | N.A. | 250 | 350 | 500 |
| Repatriation Expenses | N.A. | 10,000 | 10,000 | 10,000 |
| Domestic Helper Liability | N.A. | 100,000 | 100,000 | 100,000 |
| Premium for 26 months (inclusive of GST) | S$253.74 | S$292.46 | S$379.33 | S$399.56 |
| Premium for 14 months (inclusive of GST) | S$178.07 | S$204.93 | S$263.51 | S$279.93 |
Extend your coverage
| Benefits | Annual Limits |
Waiver of Security Bond | S$5,000 |
Domestic Helper Liability Extension | S$2,000 |
Dread Disease Cover | S$2,000 |
Premium for 26 months (inclusive of GST) | S$53.99 |
Premium for 14 months (inclusive of GST) | S$38.00 |
| Applicable to Filipino Domestic Helpers Only | Annual Limits | Premium |
Security Bond to Philippines Overseas Labour Office (POLO)* *Choose between S$2,000 (for hiring through an accredited maid agency) or S$7,000 (for direct hiring or through a non-accredited maid agency) | S$2,000 | S$36.01 |
| S$7,000* | S$70.00 |
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC websites (www.AIG.sg or www.gia.org.sg or www.sdic.org.sg).
Learn more about AIG Domestic Helper Insurance offerings
Frequently Asked Questions
It takes up to 3 working days for the security bond details to be transmitted to Ministry of Manpower (MOM) successfully. As such, please purchase the insurance at least 3 working days before your foreign domestic helper arrives in Singapore.
Yes, you can add the cover(s) within 30 days from the effective date of the policy by getting in touch with us and paying an additional premium.