SAPPHIRE ENHANCED CHOICES
Protection for your Family
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Sapphire Enhanced Choices lets you choose your coverage with add-ons to reflect your way of life
We know there is nothing more important than family and you want the best protection for them.
Sapphire Enhanced Choices with Family Coverage is designed to protect your children for up to 25% of all benefits when you and your spouse are insured. More importantly, you can customise your plan by simply choosing your level of coverage and refining it to suit your needs.
As a Personal Accident insurance plan, Sapphire Enhanced Choices covers you for accidental death, permanent disability, insect bites, food poisoning, infectious diseases, medical costs, and more.
Key Benefits
Hassle-free enrollment | Get immediate coverage through our easy application process, without the need for a medical examination |
Free coverage for your little ones | If you and your spouse are both insured under a single Sapphire Enhanced Choices policy, your children will enjoy free coverage of up to 25% of selected benefits |
Coverage for bites and food poisoning | Receive up to S$250 per day while you are hospitalised, and up to S$10,000 reimbursement for in and outpatient medical treatment for animal and insect bites, including dengue fever, and food poisoning |
Temporary disability benefit | In the event you sustain an injury resulting in Temporary Total Disablement, we will provide up to S$400 or 75% of your weekly income each week |
Choice of add-ons | Wide range of add-on benefit options available to best reflect your way of life |
Recommended Add-Ons
Lifestyle maintenance benefit |
Minimise the impact on your loved ones’ lifestyle with a one-time payment of up to S$25,000 in the event of accidental death |
Child support fund |
In the event of accidental death, we will provide up to S$25,000 for each dependent child to support them during their time of need |
Physiotherapy reimbursement |
If your doctor recommends physiotherapy as part of your accident recovery, we will cover the costs of the sessions for up to S$100 per visit and up to a maximum of S$300 per accident |
Complementary or alternative medicine |
If you prefer to receive traditional chinese medicine (TCM) treatment, we will reimburse you up to S$750 for the cost of TCM treatments related to your accident |
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC web-sites (www.AIG.sg or www.gia.org.sg or www.sdic.org.sg).
